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Equius offers a range of loan origination support services, including:
Application Wizard.
Equius has developed as part of our EasyLodge™ Origination System, a proprietary loan application wizard, one that can accommodate diverse finance product finance needs. Each product can be customised to our clients’ unique needs, including full white labelling to our clients’ requirements.
Instant Decisioning & Documentation.
The Equius EasyLodge™ system, developed over a number of years and proprietary to us, incorporates our renowned instant decisioning system, which in a matter of seconds incorporates sophisticated decisioning requirements as required by our clients. This decisioning also includes direct access to remote databases, including Veda Advantage, VeriCheck, Glass’s Motor Vehicle Guide and Australian Business Register. Successful decisioning results in an instant, customised finance contract pack, incorporating a completed application form, completed and calculated contract schedule and any other associated documents required to complete the finance process. The combination of instant decisioning and contract pack creation results in a far superior service level, greatly reduced administrative errors, as well as greatly reduced administrative costs.
Verification Services.
Finance contract applications are only as good as verification of the details entered. Equius has the “back office” infrastructure and personnel to cost effectively and judiciously manage this most crucial of processes, supported by our proprietary systems to detect fraud, soft fraud and undisclosed details. Our vast experience in consumer lending is paramount to delivering a far superior service to our Clients than what is currently being exercised by the Banks and other financiers in the market, which shows in our much lower arrears levels.
Funding Services.
Once finance contracts have been verified, Equius’ systems and personnel can fund the contracts on our client’s behalf, using our automated funding systems incorporated in our Loan Management System. This Saves our clients the administrative cost and delays in doing this themselves, with a management report delivered at the end of each funding period. Alternatively, we can create all files on our client’s behalf and transfer the files for their processing.
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